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BUYING IN CYPRUS

A buyer’s guide to Cyprus: from first ideas to your new front door

Build a useful shortlist, understand the buying journey and plan the support around your move.

The waterfront promenade in Paphos

Buying in Cyprus starts with a simple question: what do you want the property to do for you? A permanent home, a holiday base and an investment can lead to very different shortlists. A clear brief helps you spend your viewing time well and make a decision that fits life beyond the first summer.

Start with everyday life

Write down your preferred location, realistic budget, intended use and timescale. Separate essentials from preferences: access without a car, a lift, workspace, outside space and distance from family may matter more than another bedroom. Compare Paphos, Limassol and Larnaca at neighbourhood level. Visit at different times of day and consider the quieter months as well as the holiday season.

Budget for ownership, not just the asking price

Ask your lawyer and financial adviser for a transaction-specific estimate covering applicable taxes, legal work, registration costs and finance. Add furnishing, moving, insurance, communal charges and a maintenance reserve. If your income or savings are in another currency, consider how exchange-rate movements could affect both the purchase and ongoing costs. Avoid committing your entire available budget to the price alone.

Appoint independent advisers early

Choose your own independent Cyprus lawyer before signing a reservation or paying a deposit. Agree who checks the seller’s authority, title position, encumbrances, permits and contract terms. A surveyor or engineer assesses physical condition and technical matters; this complements legal checks. Non-EU purchasers should obtain advice on any acquisition permissions relevant to their circumstances.

Make the viewing trip count

Bring a consistent checklist and photograph the details you will otherwise forget. Ask about parking, storage, internet, cooling, noise and management of shared areas. For a new home, compare the written specification with the show home. For a resale, investigate alterations, repairs and what is included. Ask for answers in writing before proceeding.

Plan beyond completion

Agree a handover checklist, utility arrangements, insurance start date and any snagging or furnishing work. If you are relocating, connect the purchase timetable with schooling, healthcare, shipping and residency advice. Ownership does not itself grant a right to reside. CyprusMove helps coordinate property introductions and practical support, while your independent advisers handle their professional areas.

THE CYPRUSMOVE ADVANTAGE

More support. More value around your purchase.

Working with CyprusMove brings your property search, professional introductions and moving plans into one coordinated journey. Speak to us early so we can explain the support and incentives available for your chosen partner property.

Investor support, connected

We help shape your property shortlist, coordinate viewings and introduce independent legal, tax and financial professionals. We can also connect you with insurance, property-management and refurbishment partners, so you can plan ownership costs and ongoing care before buying. Explore our investor support services ↗

Eligible new properties

  • 1% cashback on completion, based on the purchase price excluding VAT.
  • Complimentary relocation management.
  • 10–20% off eligible legal fees.
  • 25–100% off residency legal fees, where applicable.

Eligible resale properties

  • 0.25% cashback on completion, based on the purchase price.
  • 50% off relocation management fees.

A move with practical coordination

Our relocation management service helps bring the agreed steps of your move into a practical timetable, coordinating relevant service partners and arrangements around your property plans. Discuss your priorities with us and agree the scope before you move. Discover relocation management ↗

Benefits apply to eligible purchases from our partners following a CyprusMove introduction. The applicable incentives and service scope must be confirmed in writing for your property and transaction. Cashback is paid on completion and is not an upfront deposit contribution. Government fees and third-party charges are separate. Residency eligibility and investment returns are not guaranteed.

Read the Premium Service benefits brochure ↗

Useful reading

UK government: living in Cyprus ↗

This guide concerns property in the Republic of Cyprus and provides general information. Obtain advice for your property and circumstances before committing. Rules, availability and service terms can change; investment returns are not guaranteed.